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Looking for Investors for your New Invention

Looking for investors for your new invention can be an arduous process - by understanding what potential investors are looking for in a lender, you'll be better equip when pitching your idea. Obviously they expect the details of the business, such as organization, location, marketing strategy and implementation strategy, but investors also have specific key areas they focus on. They want to see that you know the ins and outs of the industry, how your product or service is unique, if you have researched your competition thoroughly, if they can expect a return on their investment, and how soon.

Debt capital is money raised by taking out loans, which must be repaid with interest, and equity capital is cash raised for a business in exchange for an ownership stake in the business (sometimes called capital risk). Sources of debt capital are more numerous than sources of equity capital, but you must be certain the business can generate enough cash flow to repay the loan.

Banks

A bank loan is a type of debt capital. You must repay the principal, plus interest, after a specific time frame. Banks were once a primary source of operating capital (money used to support short term operations) for businesses, but today their lending practices are much more conservative.

Commercial lenders, like banks, rely on the five C's to determine whether a business loan applicant is acceptable: Character, Capacity, Capital, Collateral and Conditions.

  • Character - A borrower's reputation for fair and ethical practices, including business experience, dealings with other businesses, and reputation in the community. A bank must believe in the character of the entrepreneur before making a loan.
  • Capacity - Banks consider the capacity of a business to pay its debts. Capacity is the ability of a business to pay a loan, taking into consideration its income and obligations.
  • Capital - This is the net worth of your business, or the amount by which your assets exceed liabilities. Banks place a strong emphasis on whether a business has a financially stable capital structure.
  • Collateral - Security in the form of assets that a company pledges to a lender. Banks are more likely to lend to businesses with valuable collateral.
  • Conditions - The circumstances at the time of the loan request, including potential for growth, amount of competition, location, form of ownership, and insurance. Banks consider all the conditions in which your business operates.

Venture Capital Firms

Venture capital firms obtain financing for your company in exchange for a certain amount of ownership (equity). In the long run, when using venture capital to finance your company, you lose the ability to control the decision making process, and after a few years you may not even own the company.

Venture capital is a source of equity financing saved for small businesses with exceptional growth potential and experienced senior management. Aside from the ability to raise a large amount of capital, venture capitalists often provide managerial and technical expertise for your business. Venture capitalists rarely invest in start-up companies, but when they do, they expect:

- 30-70% return on investment
- 50% or more return for an early stage venture
- A business with good management
- That you can provide the vision necessary for success

If a VC firm is interested in funding your business and decides you have a sound business plan, it will begin due diligence. Due Diligence is the investigation and analysis a prudent investor does before making business decisions.

Private Investors

A private investor is a private, non-professional investor such as a friend, relative, or business associate who funds start-up companies. They are also referred to as angel investors, because they can provide help when it seems like no one else will. An angel often invests because of his or her belief in a business concept and the founding team. Private investors generally expect:

- A business concept they understand and believe in
- To invest with like-minded investors
- Ten times their investment at the end of five years
- A strong management team

Private investors can present a great opportunity for your business. Not only can they provide the capital you need, but they don't expect to take control of your business, and you don't have to risk collateral such as your home.

Initial Public Offering

An initial public offering (IPO) is the sale of stock in a company on a public stock exchange such as Nasdaq, or the New York Stock Exchange. An IPO is a popular way to raise a lot of money for growth since all proceeds go to the company. There are five steps to become a public company with stock for sale on a public exchange:

  • Choose an underwriter or investment banker
  • Draw up a letter of intent
  • File a registration statement with the SEC
  • Announce the offering in the financial press
  • Do a road show


The CEO of a company that has made an IPO is responsible to the people who own company stock. Stock is a type of security that signifies ownership in a corporation and represents a claim on part of the corporation's assets and earnings.

Different types of financiers look for specific attributes in an entrepreneur and a business plan when making a decision. Make a good first impression and portray a sense of confidence in yourself. If you don't seem confident in yourself, why would anyone lend you their money? Most investors will tell you that they are investing in the entrepreneur more than the business itself. It doesn't matter if you have the best plan in the world, if you can't show that you have vision and confidence, no one is going to listen.

When looking for investors for your business venture, make sure to investigate all of the methods available to you. Don't limit yourself to one type of financing, try to tap into multiple financial sources.

Try to see your business pitch from the perspective of your investor. What would you look for if you were going to invest thousands of dollars into some one else's business?

Comments
Mar 24, 2011
by Anonymous

Re: Looking for Investment Opportunity(s)

AZINIA INVESTMENT COMPANY
1 COURT HOUSE ROAD
PORT SHEPSTONE 4240,
South Africa.
Registration number: 1984/005896/07
Ph: 27-81-3104-536
Fax: 27-86-505-2341
E-mail: aziniainvestment@gmail.com

Attn:

Dear Sirs,

We wish to inform you our interest to establish a successful business relationship with you to interchange services in assisting each other in our diverse business/investments interests in our various countries.

We are investment Research Company and we undertake the services of assisting prospective companies and individuals to satisfactorily meet the needs of their capital investment abroad. In this view, we wish to solicit for your assistance to explore investment opportunities in your country in areas of real estate development, tourism industry or any lucrative area that you will recommend to us.

Your advice and recommendations in this respect will be welcomed enabling us to handle diligently all aspect of our investment operations in your country. We have substantial amount of US Dollars for this project and will be made available after all negotiations are completed and agreement signed.

Looking forward for your positive response and counting on your anticipated co-operation.

Thanks and best regards,

Matthew Mabizela.
(Director)

May 11, 2011
by Anonymous

money lender

Hello Viewer,

I am Smith Johnson, a registered and accredited loan lender based in London,
United Kingdom. Do you need Urgent loan?
We give out loan to interested individuals who are seeking loan with good faith.
Are you seriously in need of an urgent loan? then you are at the right place.
We give out business loan,personal loan e.t.c,
contact us for your loan request I am offering a loan with a very low interest rate of 4%,
do you need a loan to solve your financial problems like bills, education loan,
mortgage loan e.t.c. Welcome to dream come through as we are in to make sure that your
financial needs are guaranteed. Interested person Firms Should please contact me
via email for more details: smithjohnson720@gmail.com

God Bless you;
Prof. Smith Johnson
+447045744238

Aug 10, 2011
by Anonymous

Thank God

Thank God...

There is this loan firm i applied to that is the US and we started the loan transaction and they assure me that they will give me the loan after processing my application loan details..after 48 hours of steady communication through email, they sent me an email with a scan copy of my loan transfer slip of R70, 000 and i took the slip to the bank and to my suprise my loan was there... If you need loan don't waste any more time apply to them now. Email: paydayone@blumail.org
Susan.

Oct 11, 2011
by Anonymous

Seeking Tourism Investment

Dear Investor

We are seeking a venture capital investment of $5 million New Zealand dollars.
De Beer Tours Ltd is a privately - owned business in New Zealand. The business incorporated on 21 September 2009.

De Beer Tours Ltd is based in Auckland, New Zealand. The outbound offices are to be extended to Australia, UK, Texas (US), Minnesota (US) and South Africa.

The business specialises in personal tailor made itineraries for individuals and groups which include:
• Accommodation, transport and, activities in NZ, US and SA;
• Business services such as conferences, corporate events, team building in NZ
• New innovative travel product, in NZ, Aus, SA and UK.

The aim of De Beer Tours is to expand by introducing a new designed TRAVEL PLAN for immigrants and expatriates in Australasia. This is a unique product not developed down under.

We have completed a detailed Business Plan including Executive summary should you wish to review our business proposal.

We thanking you in advance

Yours faithfully

Rowan & Felicity
De Beer Tours Ltd
260 Cascades Road,
Botany Downs
Auckland
New Zealand
(a/h)+64 535 9790
(m) +64 27 3220859
dbtours@orcon.net.nz
www.debeertours.com

Mar 2, 2012
by Anonymous

investor

I design a product for football player i have shown my product to different companys .Like Russell Riddell Evonshield Schutt and other told me i have a good product if your interest in seeing it and more information email me tamylesi@aol.com

Mar 21, 2012
by Anonymous

looking for ivestors

We are a company in Kenya and looking for investors to invest in an idea we have to make a lot of profit

Mar 23, 2012
by Anonymous

Investors needed

Looking for investors who wouldnt mind earning 20% on thier return.

Mar 23, 2012
by Anonymous

Investors needed

Looking for investors who wouldnt mind earning 20% on thier return. If interested email me at thundertwist@att.net or call 3369865463.

Apr 14, 2012
by Anonymous

Angel Fundings

We wish to inform the general public of our interest to establish a successful business relationship to interchange services in assisting each other in our diverse business/investments interests locally and in our various countries. We are investment/Loan Research Company and we undertake the services of assisting prospective companies and individuals to satisfactorily meet the needs of their capital investment or loans within the country and abroad. In this view, we recommend that you get back to us via email if you may be of need of our service. My email: aploans17@gmail.com

Apr 14, 2012
by Anonymous

Angel Fundings

We wish to inform the general public of our interest to establish a successful business relationship to interchange services in assisting each other in our diverse business/investments interests locally and in our various countries. We are investment/Loan Research Company and we undertake the services of assisting prospective companies and individuals to satisfactorily meet the needs of their capital investment or loans within the country and abroad. In this view, we recommend that you get back to us via email if you may be of need of our service. My email: aploans17@gmail.com

Apr 14, 2012
by Anonymous

Is this the one with Stewart

Is this the one with Stewart Ford?? Im dealing with him now..

Thanks

Apr 24, 2012
by Anonymous

CERTIFIED LENDER

DEAR ESTEEM COSTUMER,

THANK YOU FOR TAKING A BOLD STEP TO APPLY FOR LOAN IN DAVID GLADIS GIVEAWAY LOAN FIRM.

WE ARE FINANCIAL INSTITUTION THAT HAVE BEEN OFFERING FINANCIAL HELP TO INDIVIDUALS,COMPANIES FOR OVER TWENTY YEARS WITHOUT ANY COMPLAIN.

WE HAVE SO MANY BRANCHES IN INDIAN,NIGERIA,UNITED STATE OF
AMERICAN,AND OUR HEAD OFFICE IS IN LONDON. MY COMPANY HAVE DECIDED TO SEND YOU A LOAN APPLICATION FORM TO FILL AND RETURN FOR US.

THE BOARD OF TRUSTEE TO CONSIDER IF OFFERING YOU A LOAN.
MY COMPANY WILL TAKE CARE OF ALL THE CHARGES ASSOCIATED WITH THE COMPANY CHARGES LIKE: APPROVAL , INSURANCE , NON-COLLATERAL , BANK INTER SOL AND VAT CHARGES WHICH SOME UNREGISTERED LOAN LENDERS WILL ASK YOU

TO PAY WHICH WE WILL NOT ASK. FILL IN THE FOLLOWING INFORMATION IN BLOCK LETTERS AND SEND IT TO US.

BORROWERS INFORMATION:

NAME IN FULL:.........
CONTACT ADDRESS:.........
NATIONALITY:.........
COUNTRY:.........
DATE OF BIRTH:.........
GENDER:.........
MARITAL STATUS:.........
OCCUPATION:.........
FAX:.........
AMOUNT NEEDED..........
LOAN DURATION:.........
PURPOSE OF LOAN:.........
MOBILE PHONE:.........

Regards,
DAVID GLADIS
EMAIL: layawayloansetup@gmail.com
DAVID GLADIS GIVEAWAY LOAN FIRM.

May 30, 2012
by Anonymous

hello i am a successful

hello

i am a successful loan lender any body out there who are been looking for for a loan for so many year the time is out right out just email me and grt what you want are you been deny by bank or any loan lender the solution is out get a loan and settle out your bill ,buy a car or a house the time is out for you ..just email me on wlyneloanlender@gmail.com
thanks
mr crespo

May 31, 2012
by Anonymous

looking for an investor and a financial friend for life.

Hello sir ;

My name is John R Witsman Pres/CEO ,Witsman Farms, Witsman Brothers Trucking. My Businesses are family based from the beginnings of my family. We are honest and sincere. We are based at.. 13034 s. wabash river rd. Decker,Indiana USA 47524. I am looking for an investor partner for a restart of my businesses after a tornado took them out. I have patent ideas that are worth $ Millions and Millions of dollars. If you can help me please let me know. Here is my email WitsmanBrosTrucking@yahoo.com or my cell 1-812-830-9487

Sincerely
John

Jun 4, 2012
by Anonymous

THE LANDMARK LONDON HOTEL

THE LANDMARK LONDON HOTEL
222 MARYLEBONE ROAD
LONDON,NW1 6JQ
UNITED KINGDOM
+447031867663
=================================================================================================
This is a great opportunity for non--uk citizens, who are willing to reside and work in the UNITED KINGDOM,
and who have the different skills below------------

*PRIMARY SKILL LABOUR PSL
*SECONDARY SKILL LABOUR SSL
*SEMI LABOUR SSL2

Under the board of management of our company.This hotel is eagerly seeking for successful candidates to occupy the vacant
position and space in the THE LANDMARK LONDON HOTEL in the UNITED KINGDOM.

OUR CONTEMPORARY PAYMENT
FOR CURRENT EMPLOYEES ARE..
Administrator Manager ======== 6,000 GBPOUNDS
Account Department ============5,500 GBPOUNDS
Computer Operators =========== 4,500 GBPOUNDS
Computer Engineer =============4,500 GBPOUNDS
Medical Attendant =============4,500 GBPOUNDS
Reservation Desk ============= 4,500 GBPOUNDS
Sales in the Bar ==============4,000 GBPOUNDS
Security Manager ==============3,500 GBPOUNDS
Sale Executive ================4,300 GBPOUNDS
Deputy Manager ================5,000 GBPOUNDS
Store Keeper ==================3,500 GBPOUNDS
Front Office ==================4,000 GBPOUNDS
Supervisor ====================4,000 GBPOUNDS
Receptionist ================= 4,000 GBPOUNDS
Engineer ======================4,500 GBPOUNDS
Cleaner =======================3,500 GBPOUNDS
Drivers =======================3,000 GBPOUNDS
Waiter ========================3,500 GBPOUNDS
Chefs =========================3,500 GBPOUNDS
Cook ==========================3,500 GBPOUNDS

**CONDITIONS OF SERVICE*
[1]Generally your education must be MINIMUM OF secondary Education.
[2]Must be reliable and trustworthy.
[3]Must be law-abiding and adhere strictly to the Rules and regulations guiding the operations of the Hotel.
Those seeking for higher position such as Human Resource Manager, Assistant Manager e.g. must have obtained qualification
And working experiences which could be relevant to the position being Sought for.

Freshers can also apply:
If you are interested, send your CV/Resume to our E-mail:[LandmarkHotel@london.com] or[ jobemploymentlandmarkhotel@englandmail.com]
Hotel Management offer every successful/selected candidate free Air Ticket, free accommodation, and feeding.
Interested Candidates, will only be responsible for his/her Visa Fee in his/her respective Country.

REGARDS
Edmund Aldred[C.E.O]
+447031867663
LandmarkHotel@london.com
jobemploymentlandmarkhotel@englandmail.com
THE LANDMARK LONDON HOTEL

Jun 9, 2012
by Anonymous

RE: BG

Dear Sir

I am Mr. Jones Davids, a financial consultant, I wish to introduce you to one of the best BG Providers of Fresh Cut BG/SBLC instrument from HSBC London or Honk Kong, specifically for lease for 1 year and 1 day, as From One Million Euro to Five Billion Euro Loan/Lease, with Small Interest for the Growth of your Company Project Financing or Investment.

We offer seasoned and fresh cut bank instrument for lease/sale, such as BG, SBLC, MTN, Bank Bonds, Bank Draft, T strips and other. Leased Instruments can be obtained at minimal expense to the borrower compared to other banking options.

This offer is opened to both individuals and corporate bodies.

Kindly show your interest as soon as you are in need of our services to enable us furnish you the Provider Details and Procedures.

Thank you with best regards,
Jones Davids
Email; jonse2davids@yahoo.ca
Tel: +233-247-445-667.

Jun 14, 2012
by Anonymous

APPLY FOR UNSECURED LOAN‏‏‏

I am a registered private money lender. We give out loans to assist people,firms who need to update their financial status all over the world, with very Minimal annual Interest Rates as Low as 2% within a 1year to 10 years repayment duration period to any part of the world. We give out loans within the range of 5,000 to 100,000,000 USD. Our loans are well insured for maximum security is our priority.Interested person should contact: financial1@blumail.org

Jun 24, 2012
by Anonymous

IT IS A MIRACLE

IT IS A MIRACLE

MY NAME IS JANE MORRISON FROM NEW YORK IN UNITED STATE OF AMERICA , My family is very much happy , because i was able to get an easy loan of 60,000usd
from a charitable loan firm named OUR LADY OF LOURDES LOAN FINANCE FIRM,
I have been scammed six times by non --legit loan firm , till my sister directed me to REV .FR.DAVID LEASHY C.E.O OF OUR
LADY OF LOURDES LOAN FINANCE FIRM.
I was in need of a loan of 50,000usd for the operation of for kidney transplant of my little son named john, i then decided to
apply for a loan form OUR LADY OF LOURDES LOAN FINANCE FIRM,to my greatest surprises, my loan was approved and granted without any
form of credit check,no collateral , no cosigner and with just 1.2 interest rate.

i will advise everyone out there that need a loan to contact them this charitable loan firm OUR LADY OF LOURDES LOAN FINANCE
FIRM Here is their email address -------[ ourladyoflourdesloanfirm@religious.com ] and every once out there should please thank REV.FR,DAVID LEASHY ,C.E.O
OF OUR LADY OF LOURDES LOAN FINANCE FIRM.

He saves my son,s life.

Jun 24, 2012
by Anonymous

IT IS A MIRACLE

IT IS A MIRACLE

MY NAME IS JANE MORRISON FROM NEW YORK IN UNITED STATE OF AMERICA , My family is very much happy , because i was able to get an easy loan of 60,000usd
from a charitable loan firm named OUR LADY OF LOURDES LOAN FINANCE FIRM,
I have been scammed six times by non --legit loan firm , till my sister directed me to REV .FR.DAVID LEASHY C.E.O OF OUR
LADY OF LOURDES LOAN FINANCE FIRM.
I was in need of a loan of 50,000usd for the operation of for kidney transplant of my little son named john, i then decided to
apply for a loan form OUR LADY OF LOURDES LOAN FINANCE FIRM,to my greatest surprises, my loan was approved and granted without any
form of credit check,no collateral , no cosigner and with just 1.2 interest rate.

i will advise everyone out there that need a loan to contact them this charitable loan firm OUR LADY OF LOURDES LOAN FINANCE
FIRM Here is their email address -------[ ourladyoflourdesloanfirm@religious.com ] and every once out there should please thank REV.FR,DAVID LEASHY ,C.E.O
OF OUR LADY OF LOURDES LOAN FINANCE FIRM.

He saves my son,s life.

Jun 27, 2012
by Anonymous

bg sblc for leasing

Dear Sir,

I can deliver leased instruments to Organisations or individuals with their
preferred text verbiage as been approved by their bankers. We also offer
sales option to interested buyers. Our terms and procedures are so flexible
and workable by RWA clients. Our lease rate is (5.5+0.5)%+x%. X% IS Lessee
broker's Commission and he determines his commission. Also we have
facilities to discount BG and Put you into PPP Trading.

Contact me through this email:(brokersinstruments99@gmail.com) or through
skype: (aditya.bellart1) in other to furnish you with other information

Jun 27, 2012
by Anonymous

scams

many, many scamers, for here ..